
Insurance & Kiwisaver solutions for women in New Zealand who deserve peace of mind.
I understand you lead your household; you understand the importance of protecting your loved ones and securing their future.
With decades of expertise, I provide personalised guidance across life, trauma, and health insurance, as well as KiwiSaver and investment strategies. Whether you’re protecting your mortgage or building long-term wealth, I’ll help you make informed decisions that align with your values. I’m passionate about stripping away the jargon to ensure your money works as hard as you do.

I'm Sarah Cavanagh, I offer personalised support and advice
I've been a personal insurance and investment expert in New Zealand since 1996. I specialise in providing tailored solutions for women and families, helping you secure the best terms for your unique needs. My goal is to give you real peace of mind that your family, your income, and your financial future are fully protected.

Sarah is a founding director of The Smart Advice Collective - a team with a wealth of financial experience including mortgage advice, general insurance, personal insurance, Kiwisaver and investment advice. Visit the Smart Advice Collective website to learn more about our mission to simplify your life.
Clients I've helped build a secure future
I partner with















