INSURANCE SOLUTIONS
Protect. Empower. Thrive.
Empowerment through Insurance: Realise Your Dreams
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Protect. Empower. Thrive.
Why do I need Insurance ?
- Prevent the potential sale of the family home caused by temporary illness.
- Provide funds for the household in times of crisis.
- Provide replacement income or the mortgage paid if too sick or injured to work
- Provide funds for alternative medical treatment
- Family plans and dreams are provided for even if you are not here any longer.
- Funds to allow for the care of loved ones during serious illness or major injury, without a drop in household income
- Medical care on your time frame and terms
- Medical treatment for your children now.
- Funds in the event you were unable to work ever again
- Cover to protect the business, your partners and ensure business continuity in the event of illness
**Please note that the content has been condensed for brevity. Consult Sarah for specific details and personalised advice based on your circumstances or death
LIFE INSURANCE
Life is filled with uncertainties, and having life insurance ensures that your whānau (family) is financially protected if you pass. Our life insurance policies offer a safety net, providing your whānau with financial support to cover funeral expenses, debts, and future needs. Let me help you secure their future and provide them peace of mind to sleep at night knowing you have put the right plans in place.
INCOME PROTECTION INSURANCE
Your ability to earn an income is essential for maintaining your lifestyle and providing for your loved ones. Income protection insurance ensures that you have a safety net if you are unable to work due to illness or injury, providing you with a portion of your income to support your living expenses.
MORTGAGE REPAYMENT INSURANCE
Protect your home and ensure your mortgage repayments are covered during unexpected circumstances such as redundancy, disability, or illness. Mortgage repayment insurance provides financial security, ensuring the mortgage is paid and the home is protected if you can’t work.
TOTAL AND PERMANENT DISABLEMENT
In the event of a severe disability that renders you permanently unable to work, total and permanent disablement insurance offers a lump sum payment to help you adjust to your circumstances and cover ongoing expenses.
HEALTH INSURANCE
Your health is invaluable; health insurance ensures you access quality healthcare services when needed. Health insurance covers medical expenses, hospital stays, specialist visits and diagnostic testing, giving you the peace of mind to prioritise your well-being. Health insurance means you don’t have to wait for treatment on a public hospital waiting list.
HOME, CONTENTS AND CAR INSURANCE
Your home is more than just a building; it’s your sanctuary. Home insurance provides coverage for your property against risks such as fire, theft, natural disasters, and more. Protect your home and its contents with our comprehensive home insurance policies. Having your home and contents with the same provider means you are only paying one excess in the event of a claim. Whether you own a car, motorcycle, or any other vehicle, it’s important to have insurance coverage in case of accidents, theft, or damages. Our vehicle insurance policies offer protection for your vehicle and liability coverage, ensuring your peace of mind on the road.
KEY PERSON COVER, BUSINESSS LIFE, TRAUMA AND PERMANENT DISABLEMENT
Protect your business and its key personnel with key person cover. This provides financial protection in the event of a critical illness or disability of a key person within your organisation.Business is like marriage. If one business partner is sick, injured or worse, dies, the business needs the same Life and Trauma insurance that marriage partners have. Business Life and Trauma insurance allows the healthy business partner to pay out the sick partner or next of kin, so they can carry on business as usual.